The Horror Character: Hunt, an obnoxious jock who doesn't believe in Death's plans to collect his missing souls.
The Bad Luck: Poor old Hunt is undone by his so-called lucky coin, as he dives into a swimming pool to retrieve it. Unluckily for him, the pool's ventilation system is malfunctioning, and proceeds to suck his innards out through his back passage. Oof!
If They'd Been Carrying A Rabbit's Foot: It would have gone the same way as the coin, and Hunt would still have ended up in that pool.